Bad Credit Car Loans

Bad Credit Car Loans Calgary | Easy Approvals at Shaganappi GM

You’re Welcome Here

No Credit • Bad Credit • New to Canada

Life happens. Missed payments, bankruptcy, collections, or self-employment shouldn’t keep you off the road. We meet you where you are and build a plan that fits.

Simple 3-Step Process

Apply → Get Approved → Drive

Most applicants receive a same-day decision. Choose from hundreds of vehicles and start rebuilding your credit with on-time payments.

Trusted in Calgary

Dealer You Can Count On

Transparent rates, tailored terms, and a friendly team. We’re here to help, not to judge. That’s the Shaganappi GM difference.

How Our Calgary Bad Credit Financing Works

Apply Online: Short, secure form with no obligation.
Get Matched: We pair you with lenders and terms that fit your budget.
Rebuild & Drive: Make on-time payments and watch your credit improve.

Want a quick refresher on credit scores? See the Government of Canada’s guide for helpful tips.

Start My Application Browse Affordable Used

Apply for Financing

This secure application goes directly to our finance team. It’s the fastest path to approval.

Real People. Real Approvals.

A few words from Calgary drivers we’ve helped with bad credit car loans.

“I was nervous after a consumer proposal. Shaganappi GM got me a fair rate and into a SUV I love.” — A.S.

“Fast approval and zero pressure. They treated me with respect from the first call.” — J.K.

“Payments fit my budget and my score is already improving.” — M.R.

“New to Canada, no history — approved the same day.” — V.P.

Bad Credit Car Loan FAQs

Can I get approved after bankruptcy or a proposal? +

Yes. We work with lenders who consider recent bankruptcies or consumer proposals. The key is matching the right term and vehicle to your budget.

Will applying hurt my credit score? +

We coordinate lender submissions to minimize impact. On-time payments after approval help rebuild credit.

How fast can I drive away? +

Many approvals happen the same day. Once approved, choose a vehicle and we’ll finalize paperwork so you can get on the road quickly.

Do you have low-payment options? +

Yes. We’ll tailor term length and vehicle choice to target a comfortable payment. Ask about subcompact SUVs like the Chevrolet Trax for approachable pricing.

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